Why You Should Upgrade to Elevated Checking
Whether you already have a basic checking account with UCCU or are looking for a new checking account, consider upgrading to our Elevated Checking account. With financial, lifestyle, and security benefits, switching to a new checking account has never been easier.
Checking accounts can be more than just a place to deposit your money. They can be tools to help you save money, and that is exactly what Elevated Checking is. What’s even better is that access to these benefits is only $6 a month, OR free, with any ONE of the following qualifications:
- You are 18-25 years old
- Monthly direct deposit of $500+
- 15+ Debt or Credit transactions a month
- $1,500+ average daily checking balance
Here are descriptions of the 14 benefits you can have access to with an Elevated Checking Account.
Financial Benefits
One of the primary advantages of upgraded to UCCU Elevated Checking Account is its array of financial benefits. Here are brief descriptions of the 6 financial benefits:
- Credit Card Cash Back Boost: If you have a UCCU Cash Back Credit Card, you will get a boost of 10% in your cash back payout. This will be deposited in your account quarterly.
- 0.25% Loan Discounts: Knock an additional 0.25% off the interest rate of any qualifying loan, which includes auto, recreational vehicle, motorcycle/scooter, and personal loans.
- Free ATMs Nationwide: We have over 30,000 ATMs that cover all 50 states and even some countries that charge no fees.
- Overdraft Forgiveness: For up to two times a year, we will reimburse your overdraft fee.
- Early Direct Deposit: Switch your direct deposit to UCCU and get your paycheck 2 days early!
- Credit Score Toolbox: This tool allows you to get full credit checks, get daily access to your credit score, run personal credit simulations, create score goals, and get special credit offers.
Each of these benefits were made for our members to save money and have greater access to financial ease.
Lifestyle Benefits
In addition to these great financial benefits, our Elevated Checking Account offers 4 lifestyle benefits that can help you in every aspect of life! These are:
- Cell Phone Protection: If your phone gets lost, stolen, or damaged, we will replace or reimburse your phone for up to $600 per incident. You are eligible for this if you pay your phone bill out of your Elevated Checking Account.
- Telehealth: Get 24/7 access to medical professionals with zero copay. This is available for you, your spouse, and up to 6 of your kids, and both physical and mental health professionals are available! You can chat, call, or do a video call.
- Roadside Assistance: Another 24/7 service wherever you need it. Get up to $100 (twice a year) for a flat tire, getting locked out, having a dead battery, needing towing, or running out of fuel.
- Food & Fun Discounts: Thousands of discounts are available on dining, shopping, and travel. This ranges from hotel discounts to oil change discounts.
These benefits are great for everyone! If you are a new college student, you can find peace in knowing that you have coverage for your often-cracked phone screen. Or you can find comfort in knowing that you don’t have to take the bus to the doctors and can just call instead!
If you are a parent, you can afford more entertainment, dining, and travel days with your family! Or, you can feel peace knowing that locking your keys in your car before work will be taken care of at low to no cost for you.
Whatever stage of life you are in, these lifestyle benefits can be there for you when you need them.
Security Benefits
In an era of increasing digital threats, the security of your finances is paramount. Our Elevated Checking Account is designed with top-notch security features to give you peace of mind. Here are our 4 security benefits you get when you upgrade to Elevated Checking:
- Dark Web Monitoring: With this tool, you can prevent identity theft by getting alerts regarding the illegal selling or trading of your private information! This information includes your social security number, emails, phone numbers, credit & debit cards, usernames, driver’s license, and more.
- Identity Monitoring: Catch identity theft at its early stages by scanning thousands of databases and billions of records for any suspicious activity.
- Identity Theft Resolution: If identity theft occurs, you can receive up to $10,000 in reimbursement coverage.
- Credit Monitoring: Receive alerts about changes in your credit report to protect yourself against fraud and be able to dispute any errors. This is a part of the Credit Score Toolbox.
We want to help you have peace of mind about your identity and private information that is on the internet. Get Elevated Checking today to get access to these crucial benefits!
Check out the UCCU Elevated Checking Disclosure for more information on each benefit.
How to Open an Elevated Checking Account
Opening a UCCU Elevated Checking Account is a straightforward process. Follow these simple steps to start enjoying the multitude of benefits:
1. Visit Our Website or Branch
To get started, visit our website or stop by one of our branches. Our friendly staff is ready to assist you in opening your new account and answering any questions you may have.
2. Provide Necessary Documentation
To ensure a smooth account setup, please have the following documents ready:
- A valid form of identification (e.g., driver’s license, passport)
- Proof of address (e.g., utility bill, lease agreement)
- Social Security number
3. Fund Your Account
Once your account is set up, you’ll need to make an initial deposit. This can be done through cash, check, or an electronic transfer from another account. Our team will guide you through the process to ensure everything goes smoothly.
Upgrade Today
The UCCU Elevated Checking Account is more than just a place to store your money. It’s a comprehensive financial solution that offers a range of benefits designed to enhance your financial well-being, secure your finances, and simplify your lifestyle. With financial discounts, advanced security features, and exclusive lifestyle perks, our Elevated Checking Account stands out as a premier choice for your checking needs.
Experience the difference and enjoy the multitude of benefits that come with banking with UCCU.