Direct Deposit

No. Direct Deposit is a free service offered to all UCCU members.

It is also a cost-effective way to receive your salary or other payments without any associated fees at Utah Community Credit Union. When you sign up, you enjoy the convenience of electronic payments being deposited directly into your bank account. This eliminates the need for a physical check and also reduces the possibility of lost or stolen checks, making it a secure and efficient method of payment.

The deposit setup process generally takes about 1-3 business days. The speed at which your deposit becomes active may also depend on your employer’s payroll system capabilities to handle electronic payments efficiently. During this period, your employer and the credit union coordinate using your bank account details and social security number to ensure a seamless transition from physical checks to direct deposit.

Utah Community Credit Union’s routing number is 324377820.

This number is essential when you sign up for direct deposit as it helps in routing the electronic payments directly to your bank account. Ensure you also provide this routing number accurately to your employer or other payment issuers to facilitate the timely and correct deposit of funds without the need for physical checks.

Your account number is critical when setting up direct deposit, as it identifies your specific bank account into which funds should be electronically deposited. This number can be found on your bank statements, within your online banking details, as well as on the bottom of your physical checks, right after the routing number. Ensure this number is used correctly when you sign up for to avoid any delays in receiving electronic payments.

When you sign up for direct deposit, you need to specify whether the electronic payment should be made to a checking or savings account at UCCU. This distinction is important to ensure that funds are deposited into the correct bank account, streamlining your finances and also giving you immediate access to your money without handling a physical check. Once the funds are in your account, you can easily transfer money as desired to any of your UCCU accounts on the Mobile App.