Call or Text
(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
Submit a Question to our Support Team
or send us a message from inside online banking.
Travel Trailer Loans
Indoors, for The Great Outdoors.
UCCU provides low rates and flexible terms on every travel trailer loan.
Have you ever felt the urge to ditch the daily grind and hit the open road? A travel trailer might be the perfect way to turn that daydream into reality. These wheeled wonders let you explore the world with all the comforts of home. Whether planning a quick weekend escape or a cross-country odyssey, travel trailers are game-changers.
Bringing Home Along for the Ride
Who doesn’t want a cozy kitchen, a plush bed, and even a bathroom while on the go? Travel trailers are like a Swiss Army knife for travelers: compact, efficient, and ready for anything. From preparing your morning coffee to binge-watching your favorite series, a travel trailer makes it all possible—even in the middle of nowhere.
Plus, they give you more flexibility. You’re not tied to hotel check-ins or limited to nearby restaurants—you can cook your favorite meals and sleep under the stars, all while staying wherever your adventures take you. It’s a chance to bring the comforts of home along for the ride while embracing the great outdoors.
Who’s Hitching a Ride?
Let’s face it: travel trailers are for everyone with wanderlust and a place to park.
- Families: A travel trailer offers a comfortable space where kids can enjoy their space and make memories on the road.
- Solo Travelers: Experience the freedom of travel with all the comforts of home, blending adventure with a cozy, compact living space.
- Couples: Travel trailers provide a perfect getaway for couples looking to explore new places together, with the comfort and privacy of their own space.
- Outdoor Enthusiasts: Use your trailer as a base for outdoor adventures, equipped with everything you need for a day of exploring and relaxation.
- Retirees: Enjoy the freedom to explore new destinations, wake up to a fresh view, and create your travel routine.
The Lowest Rate. Guaranteed.
In addition to providing up to 100% financing and 144 months (that’s 12 years!) on your new or used travel trailer loan, your UCCU Auto Buying Expert will get you pre-approved for a low rate before you start shopping.
So you can shop with confidence, knowing you’re getting the best deal!
When Do You Need a Travel Trailer?
Travel trailers shine in all kinds of adventures. Planning a road trip? They make the journey as comfortable as the destination. Are you heading to a festival or event? Your trailer becomes the perfect on-site retreat.
They’re also a reliable backup for life’s surprises—like home renovations or emergencies. And for camping enthusiasts, a travel trailer adds a touch of luxury, blending nature’s beauty with homelike comforts.
| Loan Type | Term | Fixed APR* (as low as) | Pmnt/$1,000 | From | To |
|---|---|---|---|---|---|
| 5 Years | 60 Months | 7.99 % | $20.27 | 2018 | 2025 |
| 7 Years | 84 Months | 7.99 % | $15.58 | 2018 | 2025 |
| 12 Years | 144 Months | 7.99 % | $10.96 | 2018 | 2025 |
| 15 Years | 180 Months | 7.99 % | $9.99 | 2018 | 2025 |
| Older Model 7 Years | 84 Months | 8.49 % | $15.83 | --- | 2017 |
Meet Your Trailer Buying Expert
Let a seasoned loan professional help with your buying experience from start to finish. It’s what we do!
Low Rates, Flexible Terms
We offer competitive rates and flexible loan terms for both new and used travel trailers, with terms of up to 180 months (15 years). This ensures affordable monthly payments tailored to fit your budget. Whether you’re purchasing a new or used trailer, We provide financing options that make it easier to enjoy your travel trailer without compromising your finances.
Up to 100% Financing Available
You can get up to 100% financing on your travel trailer loan, covering the full purchase amount. This means you may not need a down payment, making getting the trailer you want easier without worrying about upfront costs. With 100% financing, we’ll help you secure the loan you need for a hassle-free purchase.
Pre-Approval Made Easy
With pre-approval from one of our Auto Buying Experts, you can confidently shop for your travel trailer. You’ll already have the best rate secured, making your purchase stress-free. We’ll help you stay within your budget and ensure you focus on finding the perfect trailer, knowing your financing is taken care of.
Why a Loan? Because Trailers Can Be Expensive
Travel trailers can cost as much as a car or a small home. Unless you have a secret stash of cash, a Travel Trailer loan can help make owning your dream trailer a reality.
With UCCU, you’ll find competitive rates, quick approvals, and flexible repayment options. That means less time worrying about finances and more time exploring new destinations.
Hitch Your Wagon to Adventure
Travel trailers are the ultimate travel companions, offering freedom, fun, and comfort all in one package. Whether you’re chasing sunsets, avoiding hotel check-ins, or finally escaping your nosy neighbors, there’s a trailer for you. So, what are you waiting for? Life’s an adventure—make sure you’ve got wheels for it.
Frequently Asked Questions
How do I qualify for a Travel Trailer Loan?
You must meet a few basic requirements to qualify for a Travel Trailer loan. We typically look for a strong credit history, steady income, and a reasonable debt-to-income ratio. Contact us to get personalized details and see how we can help you get into your dream trailer.
What is the interest rate for a Travel Trailer loan?
Our interest rates for Travel Trailer loans are designed to be competitive and affordable, reflecting your creditworthiness and the loan term. We offer flexible options based on your credit score and loan length. We’re committed to providing fair and transparent terms, so you’ll know exactly what to expect before signing the dotted line.
How long are the loan terms for a Travel Trailer loan?
We offer flexible loan terms for Travel Trailer loans, typically 5 to 20 years, depending on the loan amount and your financial situation. Longer terms can lower your monthly payments, while shorter terms may allow you to pay off your loan faster and save on interest. We’ll work with you to find the best term for your budget and lifestyle.
Can I finance a used Travel Trailer?
Yes, UCCU offers financing for both new and used Travel Trailers. Whether purchasing a brand-new model or a pre-owned trailer, we’ll help you secure a loan that fits your needs. Interest rates for used trailers may vary slightly based on the trailer’s age and condition, and we’ll work with you to find the best terms for your purchase.
Can I refinance my Travel Trailer loan?
Absolutely! We offer refinancing options for Travel Trailer loans. If you’re looking to lower your interest rate, reduce your monthly payments, or adjust your loan terms, refinancing might be an excellent option for you. We’ll guide you through the process and help you understand how refinancing can benefit your financial situation.