VA Loans

Thank you for serving our great nation!

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Affordable home loans for service members and veterans

Guaranteed by the U.S. Department of Veterans Affairs, the VA loan program provides home loans with unique advantages to help service members and veterans including…

No down payment
No mortgage insurance
No prepayment penalties
Flexible qualification guidelines
Lower closing costs
Transferrable to other VA-eligible buyers

Apply Now

Equal Housing Lender. NMLS # 407653. Insured by NCUA.

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Home Affordability Tool

A tool to calculate how much home you can afford while you shop!

UCCU offers all types of mortgage, construction, and home equity loans:

One-Time Close

Save big, with a One-Time Close on your construction loan.

Compare Mortgages and Home Loans

From the #1 Mortgage Provider in our community.

First Time Home Buying Program

Great options and advantages for first time homebuyers.

Home Start $7,500 Grant

Up to $7,500 to start your new home.

Utah Housing

Dedicated to providing affordable housing for low to moderate incomes.

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UCCU Mortgage Loan Servicing

The assurance that you’ll always make your mortgage payments at a local credit union you can trust.

Happy Homebuying Tips

Let’s walk you through the steps of smart and relaxing homebuying!