USDA/Rural Housing

Affordable financing for rural homeowners

Backed by the federal government, the USDA/Rural Housing program can make homeownership a reality for low and moderate income families living in rural areas.

USDA/Rural Housing Benefits: 

• No down payment required
• Fixed USDA housing interest rates
• Not limited to first-time home buyers
• Nontraditional credit may be accepted 
• Gift, grant funds, mortgage credit certificates (MCCs) and seller concessions are allowed

Eligible property types include:

• Existing homes
• New constructions
• Planned Unit Developments (PUDs)
• Eligible condominiums

NMLS # 407653. Insured by NCUA.