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Conventional Mortgage Loans
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Find the Right Mortgage Loan: Conventional Loans
At UCCU we take pride in helping our members find the right mortgage loan for them. One common loan we offer is a conventional loan also known as a “conforming loan,” a conventional loan adheres to standards set by Fannie Mae and Freddie Mac. This typically results in lower rates and more flexible terms than other mortgages, which is why conventional loans are the most popular option for most homebuyers. Here are some of the benefits offered by UCCU Conventional Mortgage Loans:
- Low, fixed rates
- Flexible Terms
- Options with no down payment
- No private mortgage insurance (PMI) with 20% down
- Can be a primary residence, second home, or rental property
UCCU offers all types of mortgage, construction, and home equity loans:
First Time Home Buying Program
Great options and advantages for first time homebuyers.
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UCCU Mortgage Loan Servicing
The assurance that you’ll always make your mortgage payments at a local credit union you can trust.
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Happy Homebuying Tips
Let’s walk you through the steps of smart and relaxing homebuying!
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Home Affordability Tool
A tool to calculate how much home you can afford while you shop!
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