Auto Loans
UCCU provides low rates and flexible terms on every vehicle loan.
Rates include 0.25% loan discount with Elevated Checking.
Learn more about Elevated Checking
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
RV Loans
UCCU RV Buying Experts are at work in every branch, ready to deliver low rates, up to 100% financing, and 144 months (that’s 12 years!) on new and used Recreational Vehicles.
Rates include 0.25% loan discount with Elevated Checking.
Learn more about Elevated Checking
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
Motorcycle / Scooter Loans
UCCU provides up to 100% financing and up to 84 months on a new and used motorcycle loan
Rates include 0.25% loan discount with Elevated Checking.
Learn more about Elevated Checking
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
Visa Credit Cards
Get the credit you deserve.
*Annual Percentage Rate=APR. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Federally insured by NCUA.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Actual rate may increase based upon borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA. Click for credit card rate and fee disclosure.
Personal Loans
Referred to as a “signature loan,” a Personal Loan from UCCU requires no collateral or application fees. Check out our Personal Loan Rates.
Rates include 0.25% loan discount with Elevated Checking.
Learn more about Elevated Checking
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
Checking Protection
Checking Protection is a line of credit you can link to your checking account to provide the financial coverage you need if your balance is too low to complete a transaction.
*APR = Annual percentage rate. Fixed 18% APR. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Federally insured by NCUA.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
Home Equity Lines of Credit
Standard Home Equity Lines of Credit
Initial Fixed Home Equity Lines of Credit
Mini Mortgage
Mortgage Loans
Traditional loans with fixed payments and low rates.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
*Payments are based on a $250,000 loan on a $420,000 property in Utah County, UT. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums. The values shown assume the loan is for the refinance of a single-family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher.
Business & Commercial Loan Rates
Business Auto Loans
From buying a single vehicle to building an entire fleet, UCCU’s Business Auto Buying Experts are ready to provide your business with low rates and flexible terms on every business vehicle loan.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.
Business Visa Credit Cards
Low rates, cash back, and other advantages to
help support and grow your business.
*Annual Percentage Rate=APR. APR will not exceed 18.00%. 1% foreign transaction fee.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA. Click for business credit card rate and fee disclosure.
Business Checking Protection
Business checking protection line of credit will automatically provide the coverage your business needs to complete a transaction whenever there are insufficient funds in your account.
*APR = Annual percentage rate. Rates, terms, and conditions are subject to change without notice. Financing is subject to UCCU membership and underwriting criteria, not every application will qualify. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based on the borrower’s creditworthiness. Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions may apply. Federally insured by NCUA.