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Emergency Line of Credit

Secure Your Financial Future for Emergencies
with UCCU’s HELOC

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Are you worried about unexpected expenses or emergencies derailing your financial stability? UCCU’s Home Equity Line of Credit (HELOC) offers a flexible and reliable solution to tackle financial challenges head-on. By leveraging the equity in your home, you can access funds when you need them most, ensuring peace of mind and safeguarding your future. 

Why Choose UCCU’s HELOC for Your Emergency Line of Credit? 

At UCCU, we understand the importance of having a financial safety net. Our HELOC product is tailored to meet your specific needs and offers several advantages: 

  •  Quick Access to Funds: In times of crisis, every second counts. With our HELOC, you can access funds swiftly and conveniently, giving you the financial support you need without delays. 
  •  Lower Interest Rates: UCCU’s HELOC comes with competitive interest rates, saving you money on interest payments compared to other forms of credit. 
  •  Flexibility: Whether it’s a medical emergency, home repairs, or unexpected bills, a HELOC provides the flexibility to use funds as you see fit, without restrictions. 

Open Your Emergency Account

Contact a UCCU expert to begin your application process and secure your emergency account today.

Apply Now

(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm,

Frequently Asked Questions

What is a Home Equity Line of Credit (HELOC)? 

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows you to borrow against the equity in your home. 

What are the benefits of using a HELOC as an emergency line of credit? 

The key advantage of a HELOC is its flexibility in using funds. Whether you need to cover unexpected medical expenses, repair a leaking roof, or address any other unforeseen situation, this emergency line of credit allows you to tap into your home’s equity and use the funds as needed. Moreover, a HELOC comes with a revolving credit structure, meaning you can access your approved limit multiple times during the draw period set by the lender.

Can I use a HELOC to consolidate debt? 

Yes, a HELOC can be used to consolidate high-interest debts into one manageable payment with potentially lower interest rates.