Business Visa Credit Cards

Low rates, cash back, and other advantages to help support and grow your business

From Low Rate to Cash Back, choose the right card for your business

How can you help your business? Running a business demands innovative financial management, and choosing the right credit card is key. Whether you want to earn rewards on your business expenses or save money on interest, UCCU has two great options tailored to help you help your business: the Cash Back Business Visa and the Low Rate Business Visa. Let’s explore how each can help your business thrive.

Which Card is Right for Your Business?

The Cash Back Business Visa and the Low Rate Business Visa offer unique benefits, so the right card for your business will depend on your spending habits and financial goals. The Cash Back Business Visa is an excellent option for earning rewards and making the most of everyday business spending. However, the Low Rate Business Visa could be the better choice if your primary focus is saving on interest and simplifying your finances.

No matter which card you choose, UCCU’s business credit cards provide you with the tools to manage your business expenses effectively. Apply today and start making your business work harder for you.

Low Rate

Business Credit Cards

11.00% APR

Low-rate Visa Credit Card*

Cash Back Rate

Business Credit Cards

18.00% APR

Everyday 4321 Credit Card

Talk to a Business Expert

Contact our team today to help get your business started with Positive Pay!

(801) 223-7665 | business@uccu.com

Available M–F 9am–5:30pm

*Annual Percentage Rate=APR. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Federally insured by NCUA. Click here to view UCCU’s Visa Cardholder Agreement. Select here to view UCCU’s Visa Line of Credit Disclosure. Click here to view UCCU’s 4-3-2-1 Cash Back Card details.

Business woman smiling next to open sign

Cash Back Business Visa

Maximize the rewards you’ll receive on your business’ spending.

on Travel

on Gas

on Groceries

on Everything Else

Apply Now View Details

Low Rate Business Visa

So you can enjoy the big savings on every purchase and balance transfer.

Simply one low rate that your business can count on.

Apply Now View Details

Cash Back Business Visa: Reward Your Business Spending

If your business makes frequent purchases, why not earn rewards for every dollar spent? The Cash Back Business Visa is the perfect card for maximizing your business expenses and earning cash back at a high rate. Here’s how it works:

4% on Travel: Business travel expenses can add up quickly. With the Cash Back Business Visa, you’ll earn 4% cash back on travel-related purchases. Whether it’s flights, hotels, or car rentals, you can earn more every time you travel for business.
3% on Gas: With 3% cash back on gas purchases, the Cash Back Business Visa ensures your transportation expenses don’t just get covered—they benefit you.
2% on Groceries: Stocking up on supplies or meals for business meetings? The Cash Back Business Visa offers 2% cash back on grocery store purchases so that you can get more from your regular business spending.
1% on Everything Else: For all other business purchases, the Cash Back Business Visa provides a straightforward 1% cash back, ensuring you also earn on every purchase, big or small.

This card is ideal for businesses that want to earn rewards while managing everyday expenses. The more you spend, the more rewards you also earn, making it a smart choice for businesses of any size.

Low Rate Business Visa: Simplify Your Business Finances

The Low Rate Business Visa is proper for businesses prioritizing interest savings and also predictable costs. It offers one low rate for all purchases and balance transfers, so you can focus on growing your business without worrying about fluctuating interest rates.

One Low Rate for Every Purchase: With the Low Rate Business Visa, you can enjoy consistent savings on every transaction. Whether buying office supplies, paying bills, or making more significant investments, you’ll know exactly what to expect with each purchase. This predictability is especially useful for businesses that rely on monthly expenses.
Savings on Balance Transfers: If your business has existing credit card debt, the Low Rate Business Visa makes transferring balances easier and saving money on interest. With one of the lowest rates available, you can also pay off your balance faster and more affordably.

This card is ideal for businesses that want to minimize interest costs while keeping their credit terms simple and easy to understand. If you’re looking for a reliable, straightforward credit card with the best possible savings, the Low-Rate Business Visa is a great choice.

Black and gold VISA business card design

Business Visa Card Designs

Choose the design that fits your business most!

At UCCU, every Business Visa Credit Card…

Protects Your Business

With EMV chip technology and Visa’s ZERO Fraud Liability policy, your UCCU credit card offers top-notch security. The chip adds an extra layer of protection for in-person purchases, and the ZERO Fraud Liability policy ensures you won’t be responsible for any unauthorized charges if your card is lost or stolen, giving you peace of mind.

Works with Your Mobile Wallet

Our cards work with various digital payment options to make your life easier. You can use convenient services like Apple Pay, Google Pay, Samsung Pay, Visa Checkout, PayPal, and more. These payment methods are fast and secure, allowing you to shop online or in stores without carrying your physical card everywhere.

Comes with NO Surprises

Our credit cards come with no surprises, so you can feel confident using them. That means no unexpected rate hikes to catch you off guard, no annual fees to worry about, and no balance transfer fees to slow you down. With clear terms and straightforward benefits, you’ll enjoy a stress-free and reliable credit card experience.

Frequently Asked Questions

Our Business Visa Cards are available to business owners, including sole proprietors, LLCs, partnerships, and corporations. To apply, you’ll need to provide essential documentation to verify your business, such as your EIN or tax ID and personal identification.

While UCCU’s Business Visa Cards offer many of the same great benefits as our credit cards—such as cash back rewards with the Cash Back Business Visa or a consistently low interest rate with the Low Rate Business Visa—they are specifically designed to help you manage business expenses separately from personal ones.

No, our Business Visa Cards do not include foreign transaction fees, so you can use your card internationally without worrying about extra charges. Whether you’re traveling abroad for business or purchasing from overseas suppliers our cards are cost-effective and convenient.

Both UCCU Business Visa Cards have robust fraud protection features, including Visa’s Zero Liability Policy, which ensures you won’t be held responsible for unauthorized transactions if your business card is lost or stolen.

The right UCCU Business Visa Card depends on your business’s financial priorities: If you want to earn rewards on everyday expenses, the Cash Back Business Visa is the perfect choice. If you’re focused on saving money on interest, the Low Rate Business Visa is ideal. Both cards are excellent options to help your business thrive, so you can’t go wrong. If you’re unsure, contact UCCU to discuss your business’s unique needs, and we’ll help you choose the best fit.

Supercharge Your Savings!

Supercharge Your Savings!

Supercharge Your Savings!

Supercharge Your Savings

Supercharge Your Savings

Supercharge Your Savings

Supercharge Your Savings

Business Visa Credit Cards