Getting Started with a Business

Open an Account

Business Account Application

• Business Name*
• Business Address*
  Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code
• Please tell us about your business; i.e., business type/industry*
• What type of accounts do you want to open?*
  • Business Savings
  • Business Money Market
  • Business Checking
  • Merchant Account (Allow customers to pay with credit or debit cards)
  • Not Applicable
  *All UCCU accounts require a regular savings account.
• Which Business Checking account would you like to open?
  • Unsure at this time
  • Business Basic Checking
  • Business Growth Checking
  • Business Premier Checking
  • Business Enterprise Checking
• What type of business loans would you like to explore to help your business grow?*
  • Business Auto
  • Business Credit Card
  • Business Real Estate
  • Business Line of Credit
  • Business Other
  • Not Applicable
  *All UCCU accounts require a regular savings account.
• Please select your business designation:*
  • LLC
  • Corporation
  • Partnership
  • Sole Proprietor

• Owner #1

• First & Last Name (or Business Name if owned by a business)*
• Phone*
• Email*
• Ownership percent*
  Please enter a number from 0 to 100.
• Will Owner #1 be a Signer on the UCCU Account?*
  • Yes
  • No
  • Unsure
• Are there any additional owners?*
  • Yes
  • No

• Owner #2

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Ownership percent
  Please enter a number from 0 to 100.
• Will Owner #2 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners?
  • Yes
  • No

• Owner #3

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #3 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #4

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #4 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #5

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #5 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #6

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #6 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #7

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #7 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #8

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #8 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #9

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #9 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure
• Are there any Additional Owners with 20% or More Ownership?
  • Yes
  • No

• Owner #10

• First & Last Name (or Business Name if owned by a business)
• Phone
• Email
• Will Owner #9 be a Signer on the UCCU Account?
  • Yes
  • No
  • Unsure

• Additional Signers

• Would you like to add any additional signers to the UCCU account?*
  • Yes
  • No

• Additional Signer #1

• Name
  First Last
• Phone
• Email
• Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #2

• Name
  First Last
• Phone
• Email
• Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #3

• Name
  First Last
• Phone
• Email
• Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #4

• Name
  First Last
• Phone
• Email
• #4 Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #5

• Name
  First Last
• Phone
• Email
• #5 Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #6

• Name
  First Last
• Phone
• Email
• #6 Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #7

• Name
  First Last
• Phone
• Email
• #7 Would you like to add any additional signers to the UCCU account?
  • Yes
  • No

• Additional Signer #8

• Name
  First Last
• Phone
• Email

• Best Way to Contact You

  We will need to speak with you to finalize this account and provide other instructions; i.e., access to online banking, etc.
• Name*
  First Last
• Phone*
• Email*
• If you have a preferred time and day of the week to contact you, please provide that information below.

Close Modal

Starting a business can be scary, but UCCU is here to help. Whether you’re an aspiring entrepreneur or an established resident looking to expand your ventures, there are several key steps and considerations to keep in mind when beginning your entrepreneurial journey. Here’s a quick guide to help get you started in the business world.

1. Business Idea and Planning: Begin by brainstorming and refining your business idea. Identify your target market, competition, and unique selling points. Create a comprehensive business plan that outlines your goals, strategies, financial projections, and operational details.
2. Legal Structure: Choose the legal structure for your business, such as a sole proprietorship, partnership, LLC, or corporation. This decision will impact taxation, liability, and governance.
3. Register Your Business: Register your business with the Utah Division of Corporations and Commercial Code. You can do this online or by filing the necessary paperwork in person.
4. Business Name and Trademarks: Select a unique and memorable business name and ensure it’s not already in use. You may also want to consider trademark registration to protect your brand.
5. Business Licenses and Permits: Depending on your industry and location, you may need various licenses and permits. Check with your city or county government and the Utah Department of Commerce to understand your specific requirements.
6. Business Taxes: Register for state and federal taxes, including sales tax, income tax, and any applicable employer taxes. The Utah State Tax Commission can provide guidance on this.
7. Business Insurance: Protect your business with appropriate insurance coverage. Types of insurance you may need include liability, property, and workers’ compensation insurance.
8. Marketing and Branding: Develop a marketing plan to promote your business. This should include an online presence, social media, and traditional marketing strategies.
9. Business Compliance: Stay up-to-date with Utah’s business regulations and tax laws. Consider joining local business associations to stay informed.
10. Business Support Organizations: Utah offers a range of business support organizations, such as the Small Business Development Center (SBDC) and the Utah Governor’s Office of Economic Development (GOED). These organizations provide assistance and resources for businesses at every stage.

If there are any questions regarding the starting of a business, UCCU is here to help. Stop by any of our local branches or click below to open a business account to get started.