Business Banking

We offer four main checking accounts there to meet your needs. For full information visit our Business Checking Account Page

1. Basic Checking
2. Growth Checking
3. Premier Checking
4. Enterprise Checking

We offer a diverse range of professional checking accounts, each tailored to the needs of different business structures, including sole proprietorships and larger enterprises. Business owners looking to open a business checking account can choose from options like our Basic Business Checking, ideal for managing a lower volume of transactions with essential features such as debit card purchases.

Our Premium Business Checking, which supports higher volumes of transactions and card payments. Each account comes with the best online banking tools, facilitating easy management of both your business and your business savings account.

No. All UCCU Business accounts have waivable maintenance fees from simply signing up for e-statements (Basic Checking) or having an average monetary balance within your checking account depending on the level of account you choose. We strive to support business owners with transparent fee structures and essential business tools to manage their finances effectively. For detailed information, we recommend reviewing the fee schedule associated with each type of business bank account.

Yes, at UCCU, business owners can easily manage both a professional checking account and a personal checking account concurrently. This separation is beneficial for maintaining clear distinctions between personal finances and business transactions, which is especially important for sole proprietorships and other small businesses. UCCU provides robust support for business accounts, including facilities for cash deposits, card payments, and extensive business tools. By choosing to open a business checking account and a personal account with us, you benefit from coordinated account management, potentially lower banking fees, and the convenience of having all your financial services accessible under one roof. Plus, pairing your checking accounts with a business savings account can further enhance your financial management and growth potential.